Guide · 19.10.2026
Practical Guide to Structuring a Sustainable Digital Banking Business Model
Designing a digital financial institution requires balancing technological innovation with profitability and regulatory compliance. This guide analyzes three key business models—Bank as a Platform, Bank as a Service, and Product Leader—and explains how to integrate measurable sustainability goals, using CaixaBank's strategic framework as a reference for green capital mobilization and financial inclusion.
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